Terms and Conditions

1. Acceptance of Terms

By accessing or using the Osavbie website or Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Service.

2. Description of the Service

Osavbie provides software tools that use automated and AI-driven methods to organise, analyse, and present publicly available or user-supplied data related to markets and investments. The Service is provided for informational and organisational purposes only and is intended to support, not replace, your own research and judgement.

3. No Financial Advice

Nothing produced by Osavbie, including any output, report, score, or summary generated by the Service, constitutes personal financial, investment, tax, or legal advice. Osavbie is not a registered financial adviser or broker. You are solely responsible for any investment or financial decisions you make. Capital is at risk, and past performance or historical data analysis is not a reliable indicator of future results.

4. Eligibility and Account Responsibility

You must be able to form a legally binding contract to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.

5. Acceptable Use

When using the Service, you agree not to:

• Attempt to reverse engineer, copy, or resell any part of the Service without authorisation.
• Use the Service for any unlawful purpose or in violation of applicable regulations.
• Interfere with or disrupt the integrity or performance of the Service, including through automated scraping or excessive requests.
• Misrepresent your identity or provide false information when creating an account or contacting us.

6. Subscriptions, Fees, and Billing

Where the Service is offered on a paid subscription basis, applicable fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Unless stated otherwise, fees are non-refundable except where required by applicable consumer protection law. Osavbie reserves the right to change pricing with reasonable advance notice.

7. Intellectual Property

All content, software, design, trademarks, and materials associated with the Service are the property of Osavbie or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the Service for your own personal or internal business use, subject to these Terms.

8. Third-Party Data and Links

The Service may incorporate or link to third-party data sources, tools, or websites. Osavbie does not control and is not responsible for the accuracy, availability, or content of any third-party material, and inclusion of such material does not imply endorsement.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, reliability, or fitness for a particular purpose. Osavbie does not guarantee that the Service will be uninterrupted, error-free, or free from data delays or inaccuracies.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Osavbie, its owners, employees, and partners shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, loss of data, or financial losses arising from your use of, or inability to use, the Service. Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited.

11. Indemnification

You agree to indemnify and hold harmless Osavbie from any claims, damages, liabilities, or expenses arising from your misuse of the Service or your violation of these Terms.

12. Termination

Osavbie may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that could harm Osavbie, other users, or third parties. You may stop using the Service, or close your account, at any time.

13. Changes to the Service or These Terms

We may update, modify, or discontinue features of the Service, and may revise these Terms from time to time. Where changes are material, we will make reasonable efforts to notify you. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Osavbie operates, without regard to conflict-of-law principles. This section is a placeholder and should be finalised in line with your specific legal and regulatory circumstances.

15. Contact

If you have questions about these Terms, please get in touch via the contact details provided on our Contact page.